Disclaimer

Not financial advice

The Compound Engine is an educational blog. Nothing on this site is financial advice, a personal recommendation, or an invitation to buy or sell any investment. Content describes the author's personal experience and explains general concepts. The author is not authorised or regulated by the Financial Conduct Authority to give financial advice.

Capital at risk

The value of investments can fall as well as rise, and you may get back less than you invest. Past performance is not a reliable indicator of future results. Exchange-rate movements can also affect the value of investments held in other currencies.

Do your own research

Anything you read here should be a starting point for your own research, not a substitute for it. If you are unsure whether an investment is right for your circumstances, consult a regulated financial adviser. You can find one through directories such as Unbiased or VouchedFor.

Referral and affiliate links

Some posts contain referral links — for example, the Trading 212 invite-a-friend programme. If you sign up through such a link, the author may receive a benefit (such as a free fractional share), usually with an equivalent benefit to you. Every page containing a referral link carries a clear disclosure before the link appears. Referral relationships never change what is written.

Accuracy

Posts show their published and last-updated dates. Fees, terms and features of platforms and funds change; while money-sensitive posts are reviewed periodically, always verify current details with the provider before acting.